Pros and Cons of Living in an HOA Community

by Jodie Franklin 04/11/2021

Image by Photo Mix from Pixabay

HOA living is not for everyone. However, for those who like the extra structure, you can find plenty of deed-restricted properties. Before you buy a home in a community with a homeowner's association, you should not only check out the rules, but you should also try to talk with some of the people who live in the community — and not those who are on the board. You should also speak with the board to determine if you are required to be on the board. In some cases, it is optional, but you won’t get a vote on what the association decides.

Security

Often, HOA communities are gated. Sometimes, they even have security guards. Though you'll still find some crime in gated communities, it is less. Additionally, homes are often close together, which affords your neighbors the ability to keep an eye on your property when you are not home.

Property Values

Because the houses are nearly the same, the yards are about the same size and the homeowner’s association ensures that everyone keeps their yards cleaned and maintained, a neighbor cannot bring the value of your property down. If a neighbor does trash the yard or refuses to take care of the property, the homeowner’s association often does it, then charges the homeowner.

Rules & Regulations

Everyone who lives in the HOA community must abide by the homeowner’s association’s rules and regulations. The regulations are voted on by the members and are meant to keep the peace between neighbors. For example, the HOA might have a rule that you can’t make a lot of noise after 8:00 p.m. on weeknights and 11:00 p.m. on Fridays and Saturdays. It might have a rule that you can only paint your house certain colors. It could even have regulations for pets, whether pets are allowed, and if so, what type, size and how many.

Pet Areas

Some gated communities with homeowner’s associations have certain places to take pets, which means that you have less chance of someone else’s pet messing on your lawn. Urine from pets could leave brown spots on your lawn, which ends up costing you money to fix. The pet areas are supposed to prevent this from happening — and prevent you from stepping in a mess that someone did not clean up.

Amenities

Gated communities often have amenities such as pools, tennis courts, a game room, golf course and other amenities. The cost for these amenities is usually included in the homeowner’s association fees you pay monthly. The on-site amenities mean that they are clean and are probably within walking distance. You also do not need to join a club or pay exorbitant fees for entertainment.

About the Author
Author

Jodie Franklin

I love helping people find their dream home or sell their house in order to achieve their next goals. I have been working hard for my clients for over 15 years throughout southeast Michigan. I have experienced every kind of transaction there is. 

Helping my community and being involved is extremely important to me. I am Past President and current board member of the Michigan Ability Partners board, which helps Veterans and people with disabilities reach independent, self-supported, and satisfying lives. I am also a member of the City of Milan Tax Review Board and Zoning Board, and involved in Milan Main Street. I have been a major sponsor of events for Michigan Ability Partners, Aid in Milan, Milan Main Street, and many more organizations that wok to make our communities better. 

I was 2018 President of the Ann Arbor Area Board of Realtors, Realtor of the year in 2016 for AAABOR and nominee for Michigan Realtor of the Year. I serve on many committees with the local board and was a member of the Housing Opportunity Committee for the National Association of Realtors (2018-19).